截至7月2日,本周的30年期固定利率抵押貸款平均利率爲3.07%,比前一周下降0.06個百分點,同比下降0.68個百分點。這是自1971年調查開始以來的最低記錄! Freddie Mac 首席經濟學家山姆·哈特(Sam Khater)在一份聲明中說:“抵押貸款利率繼續緩慢下降,很可能在今年晚些時候將平均30年期固定利率抵押貸款降至3%以下。” 他補充說:“在經濟方面,最新數據表明,過去兩周經濟活動的反彈已經暫停,消費者支出略有下降,購買活動有所回落。” 15年期固定利率抵押貸款小幅下降至2.56%,而5年期美國國債指數混合可變利率抵押貸款平均爲3%。30年期和15年期固定利率抵押貸款本周均平均爲0.8點,這意味著消費者平均支付了貸款金額的0.8%的折扣
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